Island FM's Payday - Terms and Conditions



These Competition terms and conditions should be read together with, and are in addition to, Island FM’s Competition General Terms & Conditions at: (the “General Terms”).

Together these specific competition terms and conditions and the General Terms shall be referred to as the “Terms”. Where there is a conflict between these terms and the General Terms, these terms shall prevail.

1. Competition Name

Island FM’s PAYDAY running from the Start Date to the End Date as set out below (the “Competition”).

2. Advertiser

Island FM Limited, registered office: 55 Le Bordage, St Peter Port, Guernsey GY1 1BP - registered in Guernsey 25506. (the "Advertiser")

3. Promoter

ORZI, Regus, Floor 1 Liberation Station, Esplanade, St Helier, JE2 3AS. (the "Promoter")

4. Website

The website shall be 

5: Competition Start Date, End Date and Entry Periods 

•    Start Date: Monday 1st July 2024 - 06:00
•    End Date: Wednesday 31st July 2024 - 16:30

Entry Period, entries to the Competition will open and close as follows 

- Entry Period : opens at 06:00am on Monday 1st  July, closes at 4:30pm on Wednesday 31st July

Any entries received before the Start Date or after the End Date (as stated above) will be invalid but you may still be charged.

We reserve the right to broadcast the Competition at any time throughout each day during the broadcast schedule. Please note that the Competition Entry Period as specified in these Competition terms and conditions are final and are not impacted by the time of broadcast of announcements advertising how to enter the Competition, which may in some circumstances be delayed.

6. Competition Details

After the start of the Entry Period, the prize amount (the “Prize”) will be announced on air. The Prize will be the winning answer and will also be the cash amount that entrants are trying to win.

We reserve the right to announce the Prize at any time during the Entry Period. We may also advertise the Prize on the respective Station’s Website, social media or via an SMS marketing message or via any other medium at our absolute discretion.

After the Entry Period has closed, one entrant from all the valid entries will be selected by automated random draw (the “Draw”).

To play the Competition, the entrant must answer their phone within five rings. The five rings will be judged according to the Station audio recording (for the avoidance of doubt the sound of a “ring ring” shall count as one ring, not two). If they are not able to play for any reason then they will be unable to play the Competition, so a further number will be selected, and this will continue until we find a winner who answers the phone.

The entrant selected may be required to talk to the presenter / programming team, and the call may be recorded and played on-air (assuming there is no breach of these terms and conditions).

The entrant who is randomly selected to play will be asked to name the Prize relevant to that Entry Period of the Competition. For the avoidance of doubt, we will only accept this directly from the entrant and any attempts by a third party to name the Prize will not be accepted.

If the entrant gives the correct Prize they will win. We may ask an entrant to repeat or confirm their answer.

The entrant will not win the Prize should they:

Fail to answer the phone at all; or fail to answer the phone within five rings (according to the station’s audio); or give the incorrect Prize; or fail to say anything at all; or be disconnected for any reason beyond our control

Where there is any doubt in relation to whether an entrant has given the correct Prize or the Prize should be awarded, we reserve the right to defer decision making to an off-air adjudicator to check the audio recording with reference to these terms and conditions.

Where there has been a winner, the pool of entries will be reset. All previous entries will not be valid for future Draws.

Where there has not been a winner, there will be a rollover and we reserve the right to announce a new Prize for the next Draw. The Prize will not be lower than the Prize for the previous Draw. 

We reserve the right to guarantee a winner for a Draw. This will be clearly communicated on air throughout the Entry Period of that Draw. Where a winner is guaranteed, if the first entrant chosen to play is not declared the winner, another entrant will be drawn at random and asked to play. This process will continue until a winner is declared.

7. Routes of Entry and Costs 

Entrants can enter the Competition by sending an SMS message starting with the keyword WIN to 67941 If the message does not start with the valid Keyword(s), or is not sent to the valid number, it will not be entered. Entrants will receive an automated SMS response to their SMS message confirming their entry. Entrants can also enter online below.

Entrants are responsible for all costs associated with entering this Competition. Texts cost £3 (from the Channel Islands) + standard network rate. Entrants must have permission from the bill payer before entering the Competition. Online entry is available by visiting

All entrants must enter on their own behalf and may not enter on behalf of anyone else. If we later become aware that the person who played the competition was not the entrant themselves, we will disqualify this entrant and no prize will be payable to any persons involved.

Island FM is not responsible for any network or technical issues an entrant may experience, such as latency of the mobile phone network, which may delay or prevent their participation or cause them to lose the Competition if on-air.

8. Entry Restrictions

The Competition is only open to people aged 18 and over who: (i) live in the Bailiwick of Guernsey or Jersey (ii) are not an Island FM/Tindle CI Broadcasting employee or their immediate family (including live-in partner) and (iii) are not an employee of any third-party sponsors or prize providers, or their immediate family (including live-in partner).

It is currently only possible to enter via SMS if you are a Channel Islands subscriber on the Sure mobile network.

JT & Airtel Vodafone are not currently participating networks.

For clarity, roaming subscribers of any UK or French mobile network are not currently able to enter via SMS. 

There is no limit to the number of entries you can make. must obtain permission from the bill payer before texting to enter the Competition.  

We reserve the right to run bonus SMS entry incentives throughout the duration of the Competition. These incentives will be communicated via the automated SMS response received to confirm the entry.

Where we operate an incentive, the entry limit may change.

An alternative paid-for route of entry is provided online at

It is possible to be selected more than once to play the Competition between the Start Date and End Date, and if the entrant selected has not previously won the Prize, they are eligible to play again.

9. Winner Announcement

Entrants who are randomly selected will be contacted by the phone number provided with their entry. This may be live on air or off-air.  

All callers are randomly selected in the same way and any off-air recording will only ever take place after the entries have closed. The name, hometown, photo and any video or audio recording of the winner may also be posted on the Promoter’s Website and / or social media platforms.

By entering the Competition, the entrant is automatically consenting to being called and having their name and location announced on-air.

If an entrant has won £100 or more in any Island FM Competition over the past six months, they are not eligible to win. For more details on this, please see item 4.11 “Prize Limits” of the Island FM Competition General Terms & Conditions. 

10. Prize Details

The Prize is: £500 for the monthly prize draw (31st July 2024)

Delivery or payment of the Prize is subject to the winner providing personal identification and / or proof of address and to internal compliance checks. The Prize is non-transferable and cannot be exchanged. Payment of the Prize may take up to 28 days from the point at which the Promoter receives the correct details.

Where, it emerges after the Prize has been awarded that the entrant was in breach of these terms and conditions, we reserve the right to withdraw the Prize from that winner and they will not be entitled to any further reward or remuneration. We reserve the right to exclude individuals who breach our terms and conditions from entering our competitions.

11. Data Protection

Entrants’ personal data will always be used to process their entry. For further information on this, please see our general terms (and our privacy policy at:  

12. Intellectual Property and Consent

Entrants will not be put through to speak on-air if we think they are driving illegally, intoxicated, likely to swear, or otherwise offend our listeners. Whilst on air for the purposes of this competition entrants must not use foul language, swear, say, or do anything defamatory or illegal or say or do anything which would damage the reputation of the Promoter, is offensive or inappropriate or which would cause us, or our listeners, harm. Failure to comply will result in disqualification, and if the entrant has won the prize, this will be forfeited.

It is a condition of entry to all our Competitions that we have the right to publish and/or broadcast the first name, hometown, character, likeness and voices of Competition entrants and winners.

Entrants’ consent to their entries to radio Competitions being read out on-air and/or to their conversations with our presenters or playing of a Competition being broadcast on-air and communicated to the public on our website/social media pages or otherwise, in our sole discretion. For clarity, we may also record and store audio recordings of entrants off-air which may be broadcast on-air later at our sole discretion.

Entrants, particularly prize winners, and their guests if applicable, may be required to supply a photo of themselves or to participate in photo, recording, video and/or filming session(s). You agree that we shall have the right to use all the resulting publicity materials in any media and in any manner, we see fit, unless you advise us at the time of entering the Competition that you wish to retain your anonymity. You agree that the Promoter (or any third party nominated by the Promoter) may in its sole discretion use the winner's (and if applicable their guest's) name and image and their comments relating to the prize and their experience for future promotional, marketing and publicity purposes in any media worldwide without notice and without any fee being due.

13. Other Conditions

We will only accept entries that comply with our terms and conditions, and we may disqualify the entrant if we know or suspect that they have breached them. If the disqualification occurs after a winner has been announced, one further entrant from all the valid entries of that Entry Period will be selected by automated random draw and awarded the Prize.

All our decisions relating to the Competition and/or awarding of prizes are final. No discussions or correspondence with entrants or any other person will be entered into about the operation of this Competition. We have the right to cancel, amend, terminate, or suspend this Competition if forced to do so due to circumstances outside our control.

14. Contact Details

The promoter of this Competition is Island FM Limited, 55 Le Bordage, St. Peter Port, Guernsey GY1 1BP registered company number 25506.

If entrants are having trouble entering our competitions, please check the FAQs at or email

Alternatively, write to: Island FM Limited, 55 Le Bordage, St. Peter Port, Guernsey GY1 1BP – the Competition name should be put in the subject line. We can’t consider any queries made more than 14 days after the date the winner is announced.

15. Online Entry  

JT, Airtel Vodafone, UK and French mobile subscribers should use the alternative paid-for route of entry at

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