Most Jersey property prices have fallen by 1% in 2025, with sales rising by more than a third, despite the typical working family still only affording a mid-range one-bedroom flat.
The latest House Price Index for Q4 2025 compares the changes in the housing market over the past year, showing positive signs of growth overall.
Property turnover increased by 36%, and the average price of homes dipped slightly to £571,000.
During 2025, 971 properties were sold, with two-bedroom flats and three-bedroom houses contributing the most.
St Helier sold the most properties with 395, followed by St Brelade with 120 and St Saviour with 111.
However, on average, a four-bedroom house would set back a buyer £1,186,000 by the end of 2025, an increase of around £150,000 from the previous year.
House prices have continued to fall slightly since 2022, when they reached their peak.
In the last quarter of 2025, the price of one-bedroom flats decreased by 8%, with two-bedroom houses falling by 2%.
However, real-term earnings in Jersey have only risen slightly since 1990, by 18% to 2001, again by 0.7% between 2002 and 2020 and then by a further 3.3% to 2024.
Despite two-bedroom flats and mid-range houses remaining out of reach for average-income families, the affordability of flats and two and three-bedroom houses improved in the previous year.
The last time houses were deemed the most affordable was between 2012 and 2013.
Data from: Statistics Jersey
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